Her Excellency, Ghana Envoy to the United Kingdom, Zita Benson’s recent public comments on alleged scholarship arrears reflect a worrying misunderstanding of how government scholarship financing is structured, processed, and settled.
While her concerns for Ghanaian students in the UK are valid and deserve attention, the conclusions she has drawn — and the accusations she has made — overlook the standard procedures that govern scholarship administration across successive governments.
To set the record straight, a few key clarifications are necessary:
1. Scholarship Debt Is Cyclical, Not Created by One Individual
Government scholarship financing operates on two different calendars:
- The academic year of foreign universities, and
- The Government of Ghana’s fiscal year, which runs from January to December.
These two systems do not align, and they never have.
As a result:
- Payments almost always spill over into the following fiscal year.
- Outstanding balances at universities at any given time are normal and expected.
- Every Registrar for the past two decades has inherited forward liabilities.
This is not mismanagement — it is a structural reality of foreign scholarship administration.
2. No Registrar Personally “Creates” or “Prevents” Debt
Payments to universities are not made by the Registrar.
They are processed by:
- The Ministry of Finance
- The Controller and Accountant-General’s Department
- And sometimes the Bank of Ghana (depending on the currency flow)
The Scholarships Secretariat only reconciles, verifies invoices, and communicates with institutions.
Actual disbursement is a centralised government function, subject to:
- Cash flow constraints
- Foreign exchange availability
- National budget ceilings
- Parliamentary appropriations
If payments delay, it is due to fiscal conditions far above the Registrar’s office.
Evidence That Scholarship Debt Is Structural and Ongoing
• Government publicly admitted to inherited debt in 2025
- In July 2025, the current Minister for Youth Development and Empowerment, George Opare Addo, disclosed that the government inherited over GH₵ 700 million in unpaid scholarship obligations when it assumed office.
- That admission confirms that substantial arrears existed before the current Registrar’s tenure and by implication, before his predecessor’s, meaning this is a historical, systemic problem.
Recurring crises at foreign institutions reflect continuous obligations
- In late July 2025, it emerged that about 185 Ghanaian students at University of Memphis were threatened with eviction over a US$ 3.6 million unpaid tuition debt.
- By early August 2025, the Secretariat had paid only $400,000, with a further $1 million in process — leaving roughly US$ 2.2 million still outstanding.
- This shows that even as the current administration tries to settle debts, arrears persist, showing the long tail effect of past obligations.
• UK debt burden widely acknowledged and long-standing
- In a 2025 revelation, the Registrar, Alex Kwaku Asafo-Agyei, disclosed that the government owes UK institutions nearly £33 million in unpaid scholarship fees, encompassing tuition, stipends and legacy debt from prior years.
- According to his breakdown, the arrears include: £9.9 million for the 2023/24 academic year, £13.2 million in stipends, £4.1 million tuition for 2024/25, plus legacy debts and other commitments — underscoring the cumulative, multi-year nature of the obligation.
Historical precedent: Debt existed long before recent years
- According to a statement by the minority on the Parliamentary Education Committee in 2025, approximately US$ 57.5 million in scholarship debt was inherited by a previous administration in 2017.
- Despite that large inherited burden, the government at the time reportedly managed to clear the arrears and continue supporting students in good standing — demonstrating that with political will, arrears can be dealt with even when they start out high.
The normality of scholarship debt rollover
- Scholarship financing involves mismatched cycles: university academic years abroad often overlap Ghana’s fiscal years. This produces rolling obligations whenever payments are delayed, foreign-exchange or budgetary constraints block disbursements, or new cohorts are added before previous balances are settled.
- Recent payments (such as the partial $1.4 million disbursement to University of Memphis) confirm the Secretariat is working to reduce arrears — but also illustrate how payments run over multiple years, depending on budgetary and auditing timelines.
✅ What This History Tells Us — And What It Means for Responsibility
- Arrears are not new — the GH₵ 700 million figure, the £33 million UK debt, and the $3.6 million US debt all point to a pattern of accumulated obligations.
- No single Registrar “caused” the bulk of the debt — successive secretariats have always inherited and managed outstanding balances. To hold one person responsible ignores decades of institutional continuity.
- The problem is fiscal and structural, not managerial (necessarily) — delays in payments often stem from foreign-exchange challenges, budgetary constraints, auditing delays, and the fact that academic cycles and fiscal years do not align, not laziness or incompetence.
- Arrears have been periodically cleared before — the US$ 57.5 million debt inherited in 2017 was reportedly cleared.
- Any accountability debate must include all past administrations — it is neither fair nor accurate to single out the current or a former Registrar while portraying the debt as “new” or “their fault.”
🎯 What This Means for the Argument Against the Envoy’s Claims
When the UK Envoy accuses a particular individual of “creating” the £32 million debt, she is presenting a false historical narrative. The facts show clearly that:
- The debt predates him,
- Continues under his successors,
- And is deeply rooted in structural financing and fiscal constraints,
Therefore, it is misleading and unfair to single out a Registrar or to suggest that scholarship arrears are the result of personal recklessness or incompetence.
If her aim is to advocate for Ghanaian students abroad — that is legitimate. But for credibility, her statements must reflect the full context: that these are long-standing systemic liabilities, not recent misdeeds by one person.
4. Students Are Posted Based on Government Authorisation, Not Personal Discretion
Registrars do not wake up and “send students abroad.”
Every placement is approved under:
- Government-sanctioned bilateral agreements
- Annual scholarship quotas
- Cabinet-approved funding frameworks
- Or donor-supported programmes
To imply that a Registrar acted unilaterally without government budget backing demonstrates a misunderstanding of the Secretariat’s mandate.
5. Diplomatic Protocol Requires Evidence-Based Engagement, Not Public Exchanges
The concerns raised by the High Commissioner should have been addressed through:
- Diplomatic channels
- Inter-agency communication
- Engagement with the Ministry of Finance
- And verification of payment schedules
Public accusations only create anxiety for students and undermine Ghana’s image before partner institutions.
If the mission had sought clarification, detailed reconciliations could have been provided — as has always been the practice between missions and the Secretariat.
6. The Students Must Remain the Priority — Not Politics
It is important to remember that:
- Students did not create these arrears
- The arrears did not start today
- And sensational public exchanges will not resolve them
What is needed now is:
- Calm diplomacy
- Consolidated reconciliation
- Engagement with the Ministry of Finance
- Coordination between the mission and the Secretariat
- Government-level negotiation with the universities
That is how this issue has always been handled — across successive governments.
Conclusion
No one denies that arrears exist.
But they did not arise overnight, they were not created by a single individual, and they cannot be resolved by public confrontation.
The High Commissioner’s frustration is understandable — but the assertions she has made reflect gaps in her understanding of:
- Scholarship financing processes
- Government disbursement mechanisms
- And long-standing structural challenges that predate multiple administrations.
A more collaborative, informed, and diplomatic approach is both necessary and expected under the norms of Ghana’s foreign service.